- Platform
- iOS
- Category
- Finance
- Status
- Live
- Price
- Free
- Version
- 1.6.3 · since 2026-01
Portfolio Journal is an iOS app for private investors who want to track stocks, ETFs and overall net worth over time without handing their financial data to anyone. It is built around manual, privacy-first journaling of holdings and performance rather than brokerage connections, and it runs natively on iPhone and iPad.
What it does
The core idea is a monthly check-in: open the app once a month, enter the value of each account, and let the app build the long-term picture. There is deliberately no daily noise.
- Track your entire portfolio: stocks, ETFs, bonds, crypto, real estate, any asset class, across multiple accounts (brokerage, retirement, savings), with category tags and snapshots.
- Home dashboard: total value, evolution over months and years, category mix, cashflow vs growth and returns.
- Charts: an evolution chart, an allocation chart, drawdown analysis to see your worst drops and recoveries, and a Calm Mode that strips the screen down to the essentials.
- Goals: financial goals with target amounts and deadlines, pace status, ETA and shareable goal cards.
- Investment journal: log the reasoning behind decisions and the lessons learned, with mood, rating and notes attached to each check-in.
- Widgets for the current value at a glance, and CSV/JSON import and export so the data is always yours.
The free app covers all of that. A Premium tier adds advanced analytics: allocation, risk/return, drawdown, volatility, cashflow and a 12-month forecast.
Who it is for
Buy-and-hold investors: Bogleheads, index-fund and ETF investors, people working toward FIRE, and anyone who wants a clear record of their net worth over years rather than a trading terminal. If you check your portfolio once a month and want to remember why you made each decision, this is the workflow it was designed for.
Privacy and data
No account, no login, no sign-up, and no link to any bank or broker: everything is entered manually. Data is stored on the device and the app works fully offline; iCloud sync is optional and end-to-end encrypted, and Face ID or a passcode can lock the app. There are no analytics, no tracking and no data selling. A privacy policy is published on the app website.
Pricing and licence
Free on the App Store, with an optional Premium tier for the advanced analytics. Available in English, Spanish, French, German, Italian, Japanese and Brazilian Portuguese; requires iOS 17.6 or later.
Frequently asked questions
Is Portfolio Journal free?
Yes. The app is free to download from the App Store and the core workflow — monthly check-ins, multiple accounts and asset classes, the dashboard, evolution and allocation charts, drawdown analysis, goals, the journal, widgets and CSV/JSON export — is included. A Premium tier unlocks the advanced analytics module (risk/return, volatility, cashflow and a 12-month forecast). There are no ads and no data selling in either tier.
Does Portfolio Journal connect to my broker or bank?
No, by design. Portfolio Journal has no brokerage login and no server: you enter your portfolio values manually, typically once a month, and the app builds the history from those check-ins. That is what makes it private — your financial data never leaves your device unless you choose to enable iCloud sync — and it is also why it suits long-term investors better than day traders.
Where is my data stored?
On your iPhone or iPad. The app is offline-first, so it works with no network at all. If you want the same journal on several devices you can turn on iCloud sync, which is optional and end-to-end encrypted. You can also lock the app with Face ID or a passcode, and you can export everything to CSV or JSON at any time to keep your own copy.
Does Portfolio Journal work on iPad?
Yes. It is a native iPhone and iPad app; on iPad it uses an adaptive layout with sidebar navigation and a multi-column dashboard. It requires iOS 17.6 or later. There is no Mac or web version at the moment, and the app is available in English, Spanish, French, German, Italian, Japanese and Brazilian Portuguese.
Which assets can I track?
Any asset class you can value: stocks, ETFs, index funds, bonds, crypto, real estate, cash and savings, spread across as many accounts as you like — brokerage, retirement, savings and so on. Each check-in records the value per account, and the app derives net worth, allocation, cashflow versus growth, returns and drawdowns from that history without needing per-trade detail.